Car Insurance For New Drivers

Regardless of your age, buying car insurance for the first time is likely to be pretty expensive. For young motorists in particular it's not uncommon for a new driver insurance policy to cost more than the car itself.

We all know that driving without cover is against the law. But just because you don't have a choice in the matter doesn't mean you can't take steps to find the cheapest new driver car insurance possible.

What To Look For In A New Driver Insurance Policy

Price - as a new driver, car insurance won't be cheap but with over 100 companies to choose from it pays to shop around using our comparison tool to track down the most competitive prices when buying your first policy.

Suitable protection - cost is a factor but making sure your policy provides adequate security is just as important. Don't scrimp on cover that could prove invaluable should you need to make a claim.

An insurer you can trust - in the event of a claim, having confidence in your insurer to provide a friendly and efficient service is important. You can find more information on potential insurers by using our reviews and forums.

How To Select The Right Level Of Cover

When buying car insurance for a new driver it's well worth taking time to assess the policy options available to you. Making the right choices can provide peace of mind in knowing you are properly insured. Consider the following:

Cover type - there are three options to choose from; third party only, third party, fire & theft and fully comprehensive. Each will provide different levels of protection so it is important to choose the right one.

Policy features - before committing to buy it's essential to look past the price and ensure the policy offers all the features you need. If features such as a courtesy car or protected no claims are important to you make sure your policy includes them.

Optional extras - adding features such as breakdown cover and legal cover will provide additional protection but at an increased cost. Decide whether or not you need each of these before you buy.

How To Find Cheap Car Insurance For New Drivers

One of the easiest ways to find low cost cover is to use to compare new driver car insurance quotes from dozens of companies to find the best prices available. Other steps you can take include:
* Driving a car with a smaller engine as these are generally cheaper to insure.
* Agreeing with your insurer to limit your mileage and improving security by parking safely and fitting an alarm/immobiliser system if you vehicle doesn't have one.
* Building up and protecting your no claims bonus to make finding cheaper insurance easier in the future.